Below are today’s upgrades to Validea’s Low PE Investor model, based on John Neff’s published strategy. This strategy looks for companies with sustained earnings growth that are trading at a discount to their earnings growth and dividend yield.
BAYCOM CORP (BCML) is a small-cap value stock in the Money Center Banks sector. Our John Neff strategy rating changed from 62% to 81% based on the company’s underlying fundamentals and stock valuation. A score of 80% or higher typically indicates that the strategy has some interest in the stock, and a score above 90% typically indicates strong interest.
Company description: BayCom Corp is a bank holding company. The Company, through its wholly owned operating subsidiary, United Business Bank (the Bank), provides a range of financial services primarily to corporations and business owners, but also to individuals, through its network of 34 full-service branches with 16 locations in California, two in Washington, five in New Mexico and eleven in Colorado. The Bank offers a full range of loans, including Small Business (SBA), Farm Service Agency (FSA) and U.S. Department of Agriculture (USDA) Guaranteed Loans, and deposit products and services to businesses and its subsidiaries in California, Washington, New Mexico and Colorado. The Bank is an equal housing lender and member of the Federal Deposit Insurance Corporation (FDIC). The Bank serves small and medium-sized businesses, professional firms, real estate professionals, non-profit corporations, labor unions and related non-profit organizations and corporations and individual consumers.
The following table summarizes whether the stock meets each of this strategy’s tests. Not all criteria in the table below are given equal weight or are independent, but the table provides a brief overview of the strengths and weaknesses of the security in the context of the strategy’s criteria.
| P/E RATIO: | PASSAGE |
| EPS GROWTH: | PASSAGE |
| FUTURE EPS GROWTH: | FAILURE |
| SALES GROWTH: | PASSAGE |
| TOTAL RETURN/PE: | PASSAGE |
| FREE CASH FLOW: | PASSAGE |
| EPS PERSISTENCE: | PASSAGE |
Detailed analysis of BAYCOM CORP
BCML Guru Analysis
BCML fundamental analysis
John Neff Portfolio
About John NeffAlthough he was known as the manager to whom many top executives entrusted their own money, Neff was far from the smooth, high-profile Wall Streeter you might expect. He was soft-spoken and understated, and the same could be said of the Windsor Fund which he managed for more than thirty years. Neff himself described the fund as ‘relatively prosaic, boring, [and] However, there was nothing boring about his results. From 1964 to 1995, Neff led Windsor to an average annual return of 13.7 percent, easily surpassing the S&P 500’s 10.6 percent return at that time. That 3.1 percentage point difference is huge over time. — a $10,000 investment in Windsor (with dividends reinvested) early in Neff’s tenure would have returned more than $564,000 by the time he retired, more than double what the same investment would have returned in the S&P (about $233,000 ). Given the length of his tenure, that track record could be the best ever for a manager of such a large fund.
About Validea: Validea is an investment research service that tracks the published strategies of investment legends. Validea offers both stock analysis and model portfolios based on gurus who have outperformed the market over the long term, including Warren Buffett, Benjamin Graham, Peter Lynch and Martin Zweig. For more information about Validea, click here
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
