Bank of America offers a wide range of cards. Some carry the Bank of America brand in their names, such as the Bank of America® Customized Cash Rewards Credit Card. Others, such as the Alaska Airlines Visa® Credit Card and the Free Spirit® Travel More World Elite Mastercard® are cobranded cards offered by Bank of America.
The information for the Free Spirit Travel More Mastercard has been independently collected by The Points Guy. The card details on this page have not been verified or provided by the card issuer.
On November 9, Bank of America credit cards – including cards that don’t normally earn rewards – will start earning additional rewards between 12:00 PM and 11:59 PM Eastern Time. Specifically, you’ll earn the following for all purchases you make with your card on November 9 (considered More Rewards Day by Bank of America):
- Credit cards with cashback: Earn an additional 2% cash back on the first $2,500 in purchases.
- Rewards credit cards that earn points or miles: Earn 2 additional points or miles per dollar spent on the first $2,500 in purchases.
- Credit cards without rewards: Earn 2% cash back as statement credit on the first $2,500 in purchases.
You do not need to register to enjoy this bonus income. And this additional income is on top of the rewards you already earn from your purchases. The $2,500 purchase limit for bonus earnings on More Rewards Day is “per unique consumer credit card account or unique small business.”
For example, let’s say you have the Alaska Airlines Visa Credit Card. In that case, you will normally earn 3 miles per dollar spent on qualifying Alaska Airlines purchases; 2 miles per dollar spent on eligible purchases of gas, EV charging stations, cable, streaming services and local transportation (including ride shares); and 1 mile per dollar spent on all other purchases. But for up to $2,500 in purchases on November 9, you’ll earn 5 miles per dollar spent on qualifying Alaska Airlines purchases; 4 miles per dollar spent on eligible purchases of gas, EV charging stations, cable, streaming services and local transportation (including ride shares); and 3 miles per dollar spent on all other purchases.
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If you participate in Bank of America’s Preferred Rewards program, you’ll earn your Preferred Rewards bonus on the purchase amount as usual. You will not earn the Preferred Rewards Bonus on additional bonus earnings through this promotion.
Bank of America’s More Rewards Day website states:
This promotional offer applies to all Bank of America consumer and small business credit card accounts open with active charging privileges on November 9, 2023 and for the entire promotional period, including the date the offer begins through the date the promotion ends. income is received. rewards, points, miles or statement credits have been fulfilled.
So all open and active Bank of America consumer and small business cards should be eligible. But you must keep your account open and active until the additional rewards reach your account. The FAQ section of the More Rewards Day website notes that it may take two billing cycles after the promotional offer ends before you see the additional rewards in your account.
Related: The Best Credit Cards for Online Shopping
You may have a Bank of America card even if it doesn’t say Bank of America on the front. So check the cards in your wallet and consider saving purchases for More Rewards Day on November 9.
‘We are hosting again More reward day to help cardholders easily earn more bonus rewards while buying the things they need for the holidays. All you have to do is make purchases with your card to earn the extra rewards,” said Jason Gaughan, head of consumer card products at Bank of America, in a press release.
Perhaps on November 9, you might want to make a big purchase or do some holiday shopping. You’ll earn 2% cash back or 2 extra points or miles per dollar spent on your purchases when you use a retail or small business bank of US credit card to make up to $2,500 in purchases. But depending on what other cards you have in your wallet, you may still be better off using another rewards credit card for your purchases.