Author: mtflc

The world of credit cards can be confusing, whether you’re new to it or not.A question we get quite often is: what is the difference between the interest rate and the annual percentage rate (APR)? Are credit card APRs and interest rates the same?Keep reading to find out.What is the difference between interest rate and APR?For some financial products, the interest rate and APR are different. However, with credit cards they are basically the same.The U.S. government’s Truth in Lending Act requires all consumer lenders to list their interest rates as an APR. APR is considered the “real” annual cost…

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Just last month, the Oneworld alliance launched the first-ever Oneworld lounge at Incheon International Airport (ICN) in South Korea. This was just the beginning.On Wednesday, Oneworld opened the doors of its second lounge, and the first in Europe, for a special preview. Here you will find everything you need to know about the new Oneworld lounge in Amsterdam.Want more aviation news? Sign up for TPG’s free biweekly aviation newsletter.Location Oneworld Lounge AmsterdamThe lounge is located in what was once the British Airways lounge; it closed in 2022 and has since been renovated for Oneworld. You will find the entrance in…

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Emirates will begin flying to Bogota, Colombia, the airline said on Wednesday.But there’s a twist.Instead of flying non-stop from its hub in Dubai, the glitzy Gulf carrier will operate via Miami. This means it will offer a “fifth freedom” flight between the South Florida city and Colombia.Want more aviation-specific news? Sign up for TPG’s free biweekly aviation newsletter.A fifth freedom flight is operated by an airline between two countries, neither of which is the airline’s home country.The flight will operate daily from June 3, the airline said. Tickets are already on sale.In addition to the direct route between Dubai and…

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When I decided I was ready to add my first travel rewards card to my wallet, I had to consider more than just budgeting for an annual fee and adding another monthly bill to my schedule.As a moderate spender, one of my biggest concerns was figuring out how to comfortably meet the spending requirement to earn a lucrative welcome bonus on a new card.I chose the Chase Sapphire Preferred Card to earn valuable Ultimate Rewards points for a reasonable annual fee. The real value for a brand new points collector like me was in the card’s welcome offer: 60,000 bonus…

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One of America’s newest airlines is doubling down on operations in California’s wine country with the launch of four new routes scheduled for this spring.Avelo Airlines on Wednesday announced a handful of new routes that will double the ultra-low-cost carrier’s presence at Charles M. Schulz Sonoma County Airport (STS) in Santa Rosa.The move comes as the Houston-based budget carrier plans to move its crew base from Harry Reid International Airport (LAS) in Las Vegas to Santa Rosa starting May 1. Avelo also has crew bases at Orlando International Airport (MCO), Raleigh-Durham International Airport (RDU) in North Carolina, Hollywood Burbank Airport…

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February 21, 2024 – Glasses are ubiquitous. In some cases, more people wear them than not 62% of Americans wearing corrective glasses in a variety of shapes and styles. And we’re not even responsible for the 45 million people who wear contact lenses.But the same does not apply to hearing aids. Only 1 in 6 people with hearing loss wear them, and most people who notice hearing loss will wait almost a decade before seeking help for it. Experts say resistance to treatment is deeply rooted in stigma. We’We’re more likely to ignore hearing loss because of its association with…

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Read on for more information. Eight tips to reduce your sugar cravings Discover what your body needsSometimes you may be craving sugar or craving something sweet, but take some time to figure out what’s going on in your body, are you feeling stressed? Do you have a headache? Are you hungry? Are you bored? Do you have little energy? Or do you want something sweet?Pause before respondingWhen you crave something sweet, try drinking a glass of water, taking deep breaths, or going for a short walk. If you’re hungry, it’s okay to have a snack. To suppress your cravings, it…

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By Darbi Haynes-Lawrence, PhD, as told to Evan StarkmanIt’s been thirteen years since my neurologist diagnosed me with relapsing-remitting MS, and I still forget that I have a lot of disability. I’m 47, but in my head I’m still a college athlete who ran marathons on the weekends.I have always been a great goal-oriented person. I received my PhD when I was thirty and it has always been my dream to become a student dean. I can’t do it now. I have to be realistic, and that means adjusting my life goals. It can be frustrating. Darby Haynes-Lawrence, PhD Sometimes…

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If you’re trying to make a profit by selling goods or services, you’re running a business. It doesn’t matter whether you are a pet sitter, work as a freelancer or run a store with multiple employees.And since you qualify as a small business owner, you qualify for a business credit card.How do business credit cards work?Business credit cards can help small business owners track their expenses, manage daily operations, and separate their business and personal expenses.They are a form of revolving credit, ideal for new business owners who do not have the capital to maintain appropriate inventory or cover seasonal…

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Air Canada flyers can choose from two new destinations in the Toronto area this May. That’s when Landline, the flight-on-a-bus operator that works with the likes of American Airlines and United Airlines, will launch new “flights” connecting Hamilton and Kitchener, Ontario, to Air Canada’s hub at Toronto Pearson Airport (YYZ).Landline will offer six daily round-trip flights for Air Canada between YYZ and both John C. Munro Hamilton International Airport (YHM) and Region of Waterloo International Airport (YKF) in Kitchener beginning May 1. Both are new destinations for the Star Alliance airline. The airports are currently served by other airlines, including…

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